Home Buyer’s Checkbook
A simple checklist to help narrow the field of possible houses you are looking for. Identifying what you want in a home before you begin your search will make the home buying process run more smoothly.  This is a PDF Document you can download and print out.
Buying a Home
What steps can you take before you begin the home buying process? Find out what resources Paul Law Realty/GMAC Real Estate can provide you with before you make the decision to buy.
Pricing Your Home
When you begin the decision-making process of buying your first home, your Paul Law Realty GMAC Real Estate sales professional can guide you through the pros and cons of renting vs. buying. A simple evaluation can help you decide if you are financially and personally ready to make the investment of homeownership.
Enhancing Your Home
Remodeling can make your home more valuable as well as more livable. Although cash spent on home improvements seldom yields a dollar-for-dollar return when you sell your home, it helps to know which remodeling strategies will produce a greater return on your investment, especially when considering what buyers look for in a home.
Marketing Your Home
When you are a homeowner looking to buy, one of your first considerations naturally is the sale of your own home. The last thing you want is to find the perfect home and have to wait on your previous house to sell. Therefore, it's vital to attract potential buyers.
The Decision to Buy -- Is it the right one for you?
Today, home buyers have more choices than ever before. You can choose financing options that are flexible and affordable, home styles that fit a variety of lifestyles and professional services that make the home buying process fast, effective and enjoyable.
How much home can you afford?
Most people have a general idea of how much they feel comfortable spending. It's equally important to know how much your lender calculates you can afford. With assistance provided by your GMAC Real Estate sales professional, you'll be able to better prepare the many details required during the financing application process.
What type of home do you want?
Next you'll want to define your needs, tastes and preferences for your new home. This is easier than it sounds when you use our Home Buyer's Analysis, an integral part of the Home Buying System. It helps you quickly prioritize your requirements.
Finance options and the mortgage process
Today, finding the right financing for a home purchase is as important as finding the right home. The only certainty in the mortgage market is change -- and finding the financing package that best suits your needs can be a complicated process.
Conventional & Alternative Financing
All mortgages are called conventional unless they are government-backed loans. Conventional mortgages are made by private lenders.